Tracy Mazda is Your Choice for Auto Financing in Brentwood

Car buyers in Brentwood, CA looking for affordable and dependable vehicles with competitive financing options travel just 20 miles south to Tracy Mazda for their top-rated on-site finance center.

Only a half-hour drive from Brentwood, CA, Tracy Mazda is an all-inclusive auto dealer catering to your needs. Find our store by following these quick directions:

  • Head southeast Brentwood Blvd
  • Continue onto Byron Hwy
  • Turn right onto Co Hwy J4/Byron Hwy
  • Turn left onto S Reeve Rd
  • Turn right onto W Middle Rd
  • Turn right onto Naglee Rd
  • Turn right onto Auto Plaza Dr
  • We’re on the left at 2680 Auto Plaza Dr

What’s the right choice for you?

Choosing between financing options and programs can often be confusing or difficult. We at Tracy Mazda understand this and our experts on-site work with national and local lenders to offer you a great deal on your next vehicle and help guide you through the  financing process to choose the best option for your situation.

Leasing Benefits and Drawbacks

Leasing your vehicle can provide you with many positive benefits including:

  • Leasing is based on a percentage of the total value of the car, while purchasing the vehicle is based on the full price of the car, which means you may be able to get a better value.
  • A lease will allow you to pay the difference between the car’s expected value at the end of the lease and the car’s price.
  • Leasing requires a lower down payment than purchasing.
  • Leases generally last for 3 years, meaning most vehicles would still be under warranty for the duration of the lease.
  • At the conclusion of the lease, you can turn the car in and walk away. No need to deal with the process of reselling the vehicle.

For many Brentwood car buyers leasing is the right path, but it can have drawbacks:

  • Leasing can result in higher monthly payments.
  • Violating mileage restrictions of the lease can generate additional fees.
  • Similar to renting a car, leasing restricts the modifications or alterations that can be made to the vehicle.
  • Strong credit history is usually required to qualify.

Purchasing Benefits and Drawbacks

Purchasing is a viable option for many Brentwood customers and offers many pros over leasing including:

  • Own the car for as long as you want.
  • After the car is paid off, a monthly payment is no longer required.
  • No mileage restrictions.
  • Able to modify the vehicle as needed.

Just like leasing, purchasing can have some drawbacks:

  • Higher down payment.
  • Until the loan is paid off, you are responsible for monthly payments.
  • After purchase, the value of the vehicle may decrease and the resale value will be diminished.
  • Interest is included in car loans and may increase the cost of the vehicle over time.

Visit Tracy Mazda Today

Contact us online or call 877-412-7706 today to see how our financing department can help you with your next vehicle. We can’t wait to see our Brentwood customers soon!