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Tracy Mazda Proudly Serves Drivers in Modesto

Modesto area drivers looking for the best deals and values on both new and used vehicles, look no further than Tracy Mazda. We’re here to help you with all aspects of the car buying process—from shopping to investigating your auto financing options. We customize different payment options based on your unique financial situation and find the most beneficial way to get you in the car you want. Located in Tracy, we are only about a 30-minute drive from Modesto. Here’s how to find us:

  • Take CA-99 N from H St
  • Take exit 241 for CA-120 W toward Manteca/San Francisco
  • Take exit 1A to merge onto I-5 S toward San Francisco/Los Angeles
  • Continue on I-205 W
  • Take exit 6 and turn right onto Naglee Rd
  • Turn left onto Auto Plaza Dr
  • You’ll see us on the left-hand side at 2680 Auto Plaza Dr

Buying vs. Leasing

One of most important decisions to make when shopping for a vehicle is to consider whether buying or leasing is more beneficial to you. Because there are a number of pros and cons to consider with each option, the answer really depends on what kind of driver you are. Let’s take a quick look at some of the advantages of each choice.

Pros to Leasing

Many Modesto drivers prefer leasing because, in a way, you may be getting more car for less money. That’s because you’re taking a loan out on the residual value of the vehicle—that is, the expected depreciated value at the end of the lease term, which usually runs around 3 years. So if the vehicle today costs $30,000 but after 3 years is expected to be worth $16,000, then you are only making loan payments toward that lower expected amount. Leasing is also attractive for drivers who like to drive the newest cars, which feature all the latest technology.

Pros to Buying

On the other hand, leasing agreements come with a number of restrictions including road mileage limits and it also prohibits alterations to be installed on the vehicle. So if you generally rack up a lot of miles on your car or want the freedom to add customizations and updates then you should consider buying. Buying also has the added bonus of that coveted moment when you make your last car payment and own the car outright. With leasing, when you make your last payment, you have to turn the car in and go through the whole process again.

Find Out More

Stop into Tracy Mazda today to find out more about buying vs. leasing and other payment options that are available. Let us help you find the avenue that will be the most beneficial to you, your budget, and your driving style. We can’t wait to serve our loyal customers from Modesto.